Terms of Service

1. Acceptance of Terms

By accessing and using the Mang Family Insurance website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

Mang Family Insurance provides insurance brokerage services, including:

• Insurance quote comparisons and recommendations
• Policy application assistance
• Claims support and advocacy
• Risk assessment and insurance consultation

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account information
• Use our services only for lawful purposes
• Not interfere with the operation of our website
• Comply with all applicable laws and regulations

4. Insurance Services Disclaimer

Mang Family Insurance acts as an independent insurance agent/broker. We represent multiple insurance companies and will recommend coverage based on your needs. However:

• We do not guarantee that any particular insurance company will accept your application
• Final coverage terms are determined by the insurance company
• We are not responsible for claims processing or policy administration
• Insurance quotes are estimates and may change based on underwriting

5. Website Content

The information on our website is for general informational purposes only. While we strive for accuracy, we make no warranties about the completeness, reliability, or accuracy of this information.

6. Limitation of Liability

To the fullest extent permitted by law, Mang Family Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

9. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Mang Family Insurance or its licensors and is protected by copyright and other intellectual property laws.

10. Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason.

11. Governing Law

These Terms of Service are governed by the laws of the State of Ohio, without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms of Service from time to time. Changes will be posted on this page with an updated effective date.

13. Contact Information

If you have questions about these Terms of Service, please contact us: