Multi-vehicle accident with serious injuries resulting in jury verdict exceeding auto insurance liability limits by significant margin.

Guest severely injured on your property, resulting in medical expenses, lost wages, and pain/suffering damages beyond homeowners limits.

Personal injury claim for slander, libel, or invasion of privacy from social media posts or public statements causing reputation damage.

Boating accident causing injury to passengers or other boaters, with damages exceeding watercraft policy limits or gaps in coverage.

Tenant or visitor seriously injured at rental property due to alleged negligent maintenance, exceeding landlord policy limits.